Do you still need money today? No problem. Apply for microcredit with an express option by 3:00 pm and still have the money in your account today. Simply apply for microcredit online Simply and conveniently apply for your microcredit online via smartphone, tablet or PC No waiting thanks to instant confirmation For your microcredit you will receive the promise or rejection in real time.
Payday loans online from direct lenders are fast and 100% safe
You may try us for free for a payday loan online from direct lender, because they are helping, for example, with the purchase of a new washing machine or a set of new winter tires – or other, urgent costs. In contrast to the classic credit procedure, the fast and uncomplicated process is in the interest of the customer, who mostly depends on the money in the short term. The short maturities ensure that no high-interest amounts can accumulate.
Even faster on the desired amount
For those who are interested in an even faster payout, the special express credit is offered: If all the required documents before 14.00 clock the same day, the payment is immediate.
What is a microcredit?
The principle of micro-credit is simple: the borrower applies for a microcredit loan online for a sum of up to 3,000 euros. Also, the loan is repaid within a short period of time , by default after thirty days and in one installment. The principle of microcredit on the Internet is a model of success : Through various procedures, it is possible to safely, paperlessly and quickly review documents and make a binding decision about the granting of a loan .
Framework conditions and conditions
The following conditions apply to obtaining a loan:
- The borrower is not over-indebted
- The specified account is located in Germany
- The borrower is of legal age
- A regular, monthly income of at least 500 Euro is proven
- The main residence of the borrower is in Germany
If these conditions are fulfilled, nothing stands in the way of the credit approval. It also matters less whether the borrower is a freelancer, self-employed person, employee or civil servant. Important is VEXVASH the safe, monthly minimum income of 500 euros. Under this condition, retirees, the unemployed and students may also receive a micro-loan. Basically anyone can apply for a microcredit online .
The application and subsequent disbursement take place in the following steps:
- The entry mask on the homepage determines the amount of the credit and the term , personal data are also requested here and requested documents are uploaded. This process involves a few minutes.
- Loans are identified via video transmission (the so-called WebIdent procedure). After that happens, the application changes to the edit.
- Within a short time, the decision on the authorization will be communicated.
The required documents
Lovers should have several documents ready for the application:
- Proofs of income (eg income certificates)
- Schufa credit check
- ID document (eg passport or identity card)
When will the repayment be due?
By default, a microcredit is repaid after 30 days in one installment. In addition, there are flexible offers, such as a longer period of 60 or 90 days. Harrison makes it possible to repay the loan amount in up to six installments. Harrison thus ensures that microcredit meets the individual needs of the customer.
Costs and interest
The cost of a microcredit is only interest. There will be no separate administration fee. The interest rates are more advantageous than with a classic loan or a discretionary loan. The annual percentage rate ensures a short-term loan for optimal pricing, so that customers pay with a micro-loan of 500 € only 5.80 euros interest.